Contents Cover

Renters Insurance

Landlord Insurance doesn’t cover the impact to the tenant’s contents. Protect your own household items and goods with an appropriate contents policy. 

CoverWise Quick Tip

What if all your possessions were destroyed as a result of a fire? Think furniture, clothes, handbags, linen, kitchen bits and pieces. Imagine trying to replace them all at once and how much that would cost. Tenant cover is all about helping renters protect their much-loved items and assist in the financial burden of replacing them if damaged by an insured or unforeseen event.

The Cost of Renters Insurance

Renters insurance will vary in cost depending on your individual circumstances. These include where you live, previous claims history and the insured value of your contents. Have a think about how much your items are worth. Take it one room at a time, base your calculations on new-for-old replacement.
  • Theft/attempted theft
  • Vandalism
  • Fire
  • Water damage from leaks
  • Storm
  • Optional: accidental damage
  • Landlord insurance will assist your landlord in repairing their property and contents; what about your belongings? All those things you have spent years collecting and feel so attached to? That’s where tenant cover comes in.
  • You may think that you don’t own any expensive items. However, imagine replacing everything you have, all in one go? You would agree that would add up to a hefty sum?
  • Two words – Legal Liability. We would hate to think that something bad might happen to a visitor on your property, but life is very unpredictable. The legal liability portion of the policy is designed to cover the insured against any claim for compensation or expenses which you become legally liable to pay for the death of, or personal injury to, a person; or the damage to property resulting from an occurrence during the period of insurance anywhere in the world.
  • Theft/attempted theft
  • Vandalism
  • Fire
  • Water damage from leaks
  • Storm
  • Optional: accidental damage
  • Landlord insurance will assist your landlord in repairing their property and contents; what about your belongings? All those things you have spent years collecting and feel so attached to? That’s where tenant cover comes in.
  • You may think that you don’t own any expensive items. However, imagine replacing everything you have, all in one go? You would agree that would add up to a hefty sum?
  • Two words – Legal Liability. We would hate to think that something bad might happen to a visitor on your property, but life is very unpredictable. The legal liability portion of the policy is designed to cover the insured against any claim for compensation or expenses which you become legally liable to pay for the death of, or personal injury to, a person; or the damage to property resulting from an occurrence during the period of insurance anywhere in the world.
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